Mortage quotes, rates and loans

Despite the credit crunch, mortgages are still availible but it is worth shopping around different brokers to ensure you get the best rate. Cheap morgages can still be found if you compare the best mortage providers.

Fixed Rate Morgages
Fixed rate morgages can be a great choice for first time buyers due to the security and confidence you get from knowing your payments will not be subject to market pressures over the coming years. However it is worth comparing to find the best solution for yourself - many providers will add high charges both to start your mortgage loan and to break the contract, should you find a better deal somewhere else later in your morgage agreement.

Buy To Let Mortages
Buy to Let mortgages became very popular as the property market heated up - suddenly it became possible for a wide section of the community to buy property to rent out - for student accommodation or as a way to turn property into a more viable investment. They are still popular but the market has certainly slowed - though some would suggest a contrarian approach - buying when others are too scared to and taking advantage of lower property prices - is the real way to make money from investments.